They are Cynthia Lee, formerly with CUA Credit Union, who is based in Camberwell; Jeff Smith, previously of Tandem, who now works with Barry Ward and Associates in Eltham; risk writers Darren Putland and Dianne Whelan, who last worked for Bongiorno Financial Planning, and are based in Frankston; Eric Koelmeyer and Eddie Scalpelli from Winchcombe Carson, who work in an accounting business run by Koelmeyer in Lalor; Penny Hamilton, who formerly worked for Winchcombe Carson, now based in Shepparton, and risk writer Vito Ventura, formerly of Wealthsure, now based with the Accum Accounting Group in Moonee Ponds.